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New member

April 12th, 2006 at 04:40 pm

Hello, my name is Carol and I am so glad I found this site. Reading all the blogs here of those who are climbing out of debt and saving has strengthened my determination to make this the 1st year of the rest of my life to build a financial safety net and to teach my boys lifelong lessons about budgeting and saving.
I was one of those kids whose parents never discussed finances, let alone ever taught me anything about good money management habits such as budgeting, saving and investing. I never had an allowance of any kind when I was growing up, and by the time I hit the workforce, I was woefully unprepared. It leaves me feeling so sad that I ended up going thru 30 years of frivolous spending and no saving. Funny thing though, when I hit the big 5, it was like a huge wake up call for me.
So I made a New Year's Resolution last year that the year 2006 would be a big change for me as far as finances, bugeting
and saving, both for myself and the boys.
So far, I have managed to save $57.00 and have gotten the boys started on saving a part of their allowances. I hope their dad will come on board soon.

8 Responses to “New member”

  1. jeffrey Says:

    Welcome and I hope that keeping a blog will help you stay on track to achieve your financial goals. I look forward to reading your entires in the months to come.

  2. boomeyers Says:

    Hi Carol! That is great that you have saved $57.00! Super job!
    This is a fun place to blog and there is so much variety!
    Good luck!

  3. carol Says:

    Thanks to Jeffery and boomeyers. I think that keeping a blog as well as a written financial plan and dollar amount goal will help me achieve my goal. I've set my goal of $400 but as tight as our financial situation is, I'll be very happy if I make $300. One thing has certainly changed for me. I keep much closer track of my spending now.

  4. Ima saver Says:

    Welcome carol, we are glad you are here and hope you do well with saving. If I read right, did you just hit 50? I didn't get serious about investing until I was 44, but I have done really well since then.

  5. carol Says:

    You are correct I just did turn 50. Thanks for the words of encouragement. I just can't believe it took me this long to get my head out of the clouds so to speak, and buckle down about building a financial security net.

  6. Thrifty Ray Says:

    Hi Carol, and welcome!

    This site is great for keeping us focused...Every once in a while I get the 'spending urge'...and I come here and read the blogs and posts...and get remotivated every time...I am doing MUCH better since joining this site a month and a half ago...Enjoy!

  7. KarenSue Says:

    Hi Carol! I'm so glad you came to join us. I'm looking forward to getting to know you better through your blog.

    P.S. I love the cat photos

  8. carol Says:

    Thank you and I'm glad you like the photos. They are such sweet kitties.

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